Terms

TERMS OF USE

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE. By using this website, you signify your consent to these terms of use. If you do not agree to these Terms of Use, please do not use the website.

Terms Of Use

Welcome to Destiny Creation, LLC. These Terms of Use govern your use of the Destiny Creation Network (the websites of Destiny Creation, LLC, and HackingMoney.com, hereafter referred to as “Destiny Creation, LLC”), all content, software and services (the “Services”) offered through Destiny Creation, LLC.

YOUR AFFIRMATIVE ACT OF USING DESTINY CREATION, LLC SIGNIFIES THAT YOU AGREE TO THE FOLLOWING TERMS OF USE, AND YOU CONSENT TO THE COLLECTION, USE AND DISCLOSURE OF PERSONAL INFORMATION AS DISCLOSED IN THE PRIVACY POLICY. IF YOU DO NOT AGREE, DO NOT USE DESTINY CREATION, LLC.

CHANGES TO THE TERMS OF USE

We may change these Terms of Use at any time. You can review the most current version of these terms by clicking on the “Terms of Use” link located at the bottom of our web pages. You are responsible for checking these terms periodically for changes. If you continue to use Destiny Creation, LLC after we post changes to these Terms of Use, you are signifying your acceptance of the new terms.

CHANGES TO DESTINY CREATION, LLC

We may discontinue or change any service or feature on Destiny Creation, LLC at any time and without notice.

OWNERSHIP OF INFORMATION; LICENSE TO USE DESTINY CREATION, LLC; REDISTRIBUTION OF DATA.

Unless otherwise noted, all right, title and interest in and to Destiny Creation, LLC, and all information made available through Destiny Creation, LLC or its Services, in all languages, formats and media throughout the world, including all copyrights and trademarks therein, are the exclusive property of Destiny Creation, LLC, its affiliates or its Data Providers. Any Content on websites (a "Site" or "Sites") that are hosted by Destiny Creation, LLC and/or its affiliates, is owned by or licensed to Destiny Creation, LLC. User acknowledges the Content is protected under United States copyright laws. Such Content includes data and prices wholly owned by Destiny Creation, LLC and/or managed by Destiny Creation, LLC on behalf of a Site or Sites. You may not capture, record, publish, display, create derivative works of, republish the Content owned or hosted by Destiny Creation, LLC in whole or in part without written consent from Destiny Creation, LLC.

In no event shall any user publish, retransmit, redistribute or otherwise reproduce any Destiny Creation, LLC Content in any format to anyone, and no user shall use any Destiny Creation, LLC Content in or in connection with any business or commercial enterprise, including, without limitation, any securities, investment, accounting, banking, legal or media business or enterprise, without the express written consent of Destiny Creation, LLC. You may use Destiny Creation, LLC and the Content offered on Destiny Creation, LLC only for personal, non-commercial purposes. You may use Content offered for downloading, such as daily data files, for personal use only and subject to the rules that accompany that particular Content. You may not use any data mining, robots, or similar data gathering and extraction tools on the Content, frame any portion of Destiny Creation, LLC or Content, or reproduce, reprint, copy, store, publicly display, broadcast, transmit, modify, translate, port, publish, sublicense, assign, transfer, sell, loan, or otherwise distribute the Content without our prior written consent. You may not circumvent any mechanisms included in the Content for preventing the unauthorized reproduction or distribution of the Content.

EXCEPT AS OTHERWISE EXPRESSLY PERMITTED BY THE PRECEDING PARAGRAPH, YOU AGREE NOT TO REPRODUCE, RETRANSMIT, DISSEMINATE, SELL, DISTRIBUTE, PUBLISH, BROADCAST OR CIRCULATE ANY OF THE SERVICES OR MATERIALS IN ANY MANNER OR FOR ANY PURPOSES (WHETHER PERSONAL OR BUSINESS) WITHOUT THE PRIOR EXPRESS WRITTEN CONSENT OF DESTINY CREATION, LLC AND/OR THE DATA PROVIDERS. IN ADDITION, YOU SHALL NOT, WITHOUT THE PRIOR EXPRESS WRITTEN CONSENT OF DESTINY CREATION, LLC AND THE RELEVANT DATA PROVIDERS, MAKE COPIES OF ANY OF THE SOFTWARE OR DOCUMENTATION THAT MAY BE PROVIDED, ELECTRONICALLY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, TRANSLATING, DECOMPILING, DISASSEMBLING OR CREATING DERIVATIVE WORKS.

THIRD PARTY SITES and ADVERTISERS

Destiny Creation, LLC may include links to third party websites. Some of these sites may contain materials that are objectionable, unlawful, or inaccurate. You agree that Destiny Creation, LLC shall not be held liable for any trading activities or other activities that occur on any website you access through links on Destiny Creation, LLC. We provide these links as a convenience, and do not endorse the content or services offered by these other sites. Any dealings that you have with advertisers found on Destiny Creation, LLC are between you and the advertiser and you acknowledge and agree that we are not liable for any loss or claim you may have against an advertiser.

If you register as a user (a "Member") of any of the features of Destiny Creation, LLC, including the Destiny Creation, LLC family of newsletters, Destiny Creation, LLC will automatically opt you into to our email lists. The Destiny Creation, LLC email lists are an important revenue source for Destiny Creation, LLC which help pay for the upkeep and continued development of Destiny Creation, LLC. As a Member, Destiny Creation, LLC will look to send you relevant content, albeit rarely if ever, some of which are advertisements for third party products and services, including special offers, webinars, educational booklets, and promotions tailored to your perceived interests. From time to time, we may ask Members to review and agree to our Terms and Conditions. Upon your acceptance, you agree to let Destiny Creation add you back to our commercial email lists.

You can edit your Account Information, including your newsletter preferences, at any time. Commercial email communications from Destiny Creation, LLC comes with an unsubscribe link at the bottom for you to opt-out of future such marketing communications. You can also email Destiny Creation, LLC at any time and request to be removed, temporarily or permanently from one or all of our email lists.

Destiny Creation, LLC does not share your email address with any third party advertisers.

DISCLAIMER REGARDING CONTENT

Destiny Creation, LLC cannot and does not represent or guarantee that any of the information available through the Services or on Destiny Creation, LLC is accurate, reliable, current, complete or appropriate for your needs. Various information available through the Services or on Destiny Creation, LLC may be specially obtained by Destiny Creation, LLC from professional businesses or organizations, such as exchanges, news providers, market data providers and other content providers (e.g., the New York Stock Exchange, NASDAQ, CME Group and Dow Jones), who are believed to be sources of reliable information (collectively, the “Data Providers”). Nevertheless, due to various factors — including the inherent possibility of human and mechanical error — the accuracy, completeness, timeliness, results obtained from use, and correct sequencing of information available through the Services and Website are not and cannot be guaranteed by Destiny Creation, LLC. Neither Destiny Creation, LLC nor its affiliates make any express or implied warranties (including, without limitation, any warranty or merchantability or fitness for a particular purpose or use) regarding the Content on Destiny Creation, LLC. The Destiny Creation, LLC Content is provided to the users "as is." Neither Destiny Creation, LLC nor its affiliates will be liable to any user or anyone else for any interruption, inaccuracy, error or omission, regardless of cause, in the Destiny Creation, LLC Content or for any damages (whether direct or indirect, consequential, punitive or exemplary).

DISCLAIMER REGARDING INVESTMENT DECISIONS AND TRADING

Decisions to buy, sell, hold or trade in securities, commodities and other investments involve risk and are best made based on the advice of qualified financial professionals. Any trading in securities or other investments involves a risk of substantial losses. The practice of “Day Trading” involves particularly high risks and can cause you to lose substantial sums of money. Before undertaking any trading program, you should consult a qualified financial professional. Please consider carefully whether such trading is suitable for you in light of your financial condition and ability to bear financial risks. Under no circumstances shall we be liable for any loss or damage you or anyone else incurs as a result of any trading or investment activity that you or anyone else engages in based on any information or material you receive through Destiny Creation, LLC or our Services.

DISCLAIMER REGARDING HYPOTHETICAL PERFORMANCE RESULTS

Hypothetical performance results have many inherent limitations, some of which are mentioned below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and actual results subsequently achieved by any particular trading program.

One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example the ability to withstand losses or to adhere to a particular trading program in spite of the trading losses are material points, which can also adversely affect trading results. There are numerous other factors related to the market in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.

REGISTERED USERS

Certain services, such as courses, private access groups, communities, membership areas, watchlist, screeners, or portfolios, are available only to registered users of the Destiny Creation, LLC website and require you to sign in with a user name and password to use them. If you register as a user (a “Member”) of any of the features of Destiny Creation, LLC, during the registration process you may be prompted to click an “Register Now,” “Submit” or similar button; your clicking on such button will further confirm your agreement to be legally bound by these Terms and Conditions.

In consideration of your use of the Destiny Creation, LLC website, you represent that you are of legal age to form a binding contract and are not a person barred from receiving Destiny Creation, LLC Services under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Destiny Creation, LLC’s registration form (the “Registration Data”) and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or Destiny Creation, LLC has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Destiny Creation, LLC has the right to suspend or terminate your account and refuse any and all current or future use of the Destiny Creation, LLC Services (or any portion thereof).

ACCESS AND SECURITY

You accept responsibility for the confidentiality and use of any user name and email address that you may register for your access to and use of the Services. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify Destiny Creation, LLC of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. Destiny Creation, LLC cannot and will not be liable for any loss or damage arising from your failure to comply.

FEEDBACK TO DESTINY CREATION, LLC

By submitting ideas, suggestions, documents, and/or proposals to Destiny Creation, LLC through its contact or feedback webpages, you acknowledge and agree that: (a) your Contributions do not contain confidential or proprietary information; (b) Destiny Creation, LLC is not under any obligation of confidentiality, express or implied, with respect to the Contributions; (c) Destiny Creation, LLC shall be entitled to use or disclose (or choose not to use or disclose) such Contributions for any purpose, in any way, in any media worldwide; (d) Destiny Creation, LLC may have something similar to the Contributions already under consideration or in development; (e) your Contributions automatically become the property of Destiny Creation, LLC without any obligation of Destiny Creation, LLC to you; and (f) you are not entitled to any compensation or reimbursement of any kind from Destiny Creation, LLC under any circumstances.

INDEMNITY

You agree to indemnify and hold Destiny Creation, LLC and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of Content you submit, post, transmit, modify or otherwise make available through the Destiny Creation, LLC Services, your use of the Destiny Creation, LLC Services, your connection to the Destiny Creation, LLC Services, your violation of the Terms of Use, or your violation of any rights of another.

TERMINATION

You may terminate your Destiny Creation, LLC account, any associated email address and access to the Destiny Creation, LLC Services by submitting such termination request to Destiny Creation, LLC. Members can automatically either deactivate or delete their Destiny Creation account through the various member pages on the site.

You agree that Destiny Creation, LLC may, without prior notice, immediately terminate, limit your access to or suspend your Destiny Creation, LLC account, any associated email address, and access to the Destiny Creation, LLC Services. Cause for such termination, limitation of access or suspension shall include, but not be limited to, (a) breaches or violations of the Terms of Use or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) discontinuance or material modification to the Destiny Creation, LLC Services (or any part thereof), (d) unexpected technical or security issues or problems, (e) extended periods of inactivity, (f) engagement by you in fraudulent or illegal activities, (g) and/or abusive correspondence with Destiny Creation, LLC. Further, you agree that all terminations, limitations of access and suspensions for cause shall be made in Destiny Creation, LLC’s sole discretion and that Destiny Creation, LLC shall not be liable to you or any third party for any termination of your account, any associated email address, or access to the Destiny Creation, LLC Services.

DESTINY CREATION PREMIER & AD-FREE BILLING, CANCELLATION & REFUND POLICY

Unless otherwise stated, all subscriptions are automatically renewing.

To cancel your Destiny Creation Premier or Destiny Creation Ad-Free subscription, please login to go.DestinyCreation.com and visit the MEMBER PAGES or send our Support Desk a request to cancel through our Contact Form or send an email to Support at destinyCreation . com Upon receipt and processing of the cancellation request, Destiny Creation will email you a cancellation confirmation. Please retain a copy of the cancellation email for your records.

Annual and bi-annual subscriptions may be eligible for a full refund at any time within the first 30-days of your payment date, subject to terms of any offers. Monthly subscriptions are eligible for a refund within 24-hours of your payment date. After the aforementioned refund periods, all sales are final. To request a refund, follow the steps above to cancel your subscription and when doing so include a request for a refund. Upon receipt and processing of the request, Destiny Creation will acknowledge the cancellation via email and process the request for a refund. If the refund request was sent within the time period allowed, the refund will be approved and processed within 7 business days.

Destiny Creation does not offer partial cancellations. Upon cancellation your service will remain active through the end of your paid term.  

DISPUTES

ALL DISPUTES ARISING UNDER THIS AGREEMENT SHALL BE LITIGATED BEFORE AN ARBITRATION PANEL LOCATED IN PINELLAS COUNTY FLORIDA ACCORDING TO THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION. IF BOTH PARTIES AGREE TO BINDING MEDIATION AS AN ALTERNATIVE, THAT CAN BE SUBSTITUTED IN LIEU OF ARBITRATION. ANY ACTION, PROCEEDING, OR LITIGATION BROUGHT BY A PARTY PURSUANT TO THIS AGREEMENT OR ANY BREACH THEREOF MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CLAIM OR CAUSE OF ACTION AROSE, WHETHER OR NOT THE PARTY HAD ANY KNOWLEDGE OR NOTICE THEREOF. THE PARTIES AGREE THAT IN ANY SUCH DISPUTE OR SUBSEQUENT LEGAL ACTION, THEY WILL ONLY ASSERT CLAIMS IN AN INDIVIDUAL (NON-CLASS, NONREPRESENTATIVE) BASIS, AND THAT THEY WILL NOT SEEK OR AGREE TO SERVE AS A NAMED REPRESENTATIVE IN A CLASS ACTION OR SEEK RELIEF ON BEHALF OF THOSE OTHER THAN THEMSELVES. DESTINY CREATION, LLC WILL BE ENTITLED TO RECOVER ITS COURT COSTS AND ATTORNEYS' FEES AND EXPENSES INCURRED IN PROVING ANY BREACH BY YOU OF ANY TERMS OF USE.

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